Cheap Insurance

9 Responses to “You Can Now Get Low Cost Health Insurance At The Best Rate – Health Insurance”

1. Sadcat
   October 28th, 2009 at 5:22 am

   Are costs being minimized? Has the cost of health care gone up at a lower rate than other costs?
   > > > Without looking at anything other than my personal experience, I know that costs for me are going up. A follow-up visit to my doctor after pneumonia for less than a ten minute visit was $99.00. My first two visits for that were $217 and $192 respectively and again, I didn't see the doctor for more than fifteen minutes either visit (though I was in the office for a while).

   Are increasing numbers of people getting access to the care they need? Is coverage expanding?
   >>> Again, from my own experience, people I know are either covered by their employee plans, or have no coverage.

   Are fewer and fewer people going bankrupt because they can't afford their health care costs?
   >>> From the information I have read, medical bills are the reason most people still have to declare bankruptcy. It wouldn't be fewer people going bankrupt because they can't afford health care bills, but more.

   Are employees all talking about what a joy and a pleasure it is to have employer-provided insurance?
   The insurance I have is okay. The family deductible is still $1000 and our prescriptions run a couple hundred dollars (or a bit more) per month.

   Are employers generally happy with the health care plans they provide to their employees?
   >>>> I think small businesses are very unhappy with the health care plans they provide because they can't get very good plans without exorbitant premiums. Larger employers can, by virtue of numbers, get better deals.

   Do people in managed care plans have freedom of choice about what doctors to see? Is it easy for them to locate, make an appointment with, and receive insurance coverage for the physicians of their choice?
   >>>>>>> I think it depends on the particular plan.
   Do insurance companies have a good track record of making payments promptly and efficiently, with a minimum of paperwork and other red tape?
   >>> I would think not, and from personal experience, there are many hoops to jump through to get coverage.

2. rayb1214
   October 28th, 2009 at 5:23 am

3. Tracygav
   October 28th, 2009 at 5:31 am

   FACT – the USA spends more on healthcare PER PERSON than any other nation on the planet.

   FACT – the US has higher death rates for kids aged under five than western European countries with universal health coverage.

   That means that a dead American four year old would have had a better chance of life if they were born in Canada, France, Cuba, Germany, Japan etc, all of which have universal health coverage.

4. julie j
   October 28th, 2009 at 3:52 pm

   Believe it or not, there is at least one group that has pooled it's resources to do this. They aren't a genuine insurance company, but members do send in monthly amounts to help with keeping it going as well as contributions to help some who are going through Cancer, surgeries, etc. It is a more personal service, and I've read testimonials of people who were supported both in finances and compassion. Sounded interesting, I just never had the money for that or for insurance. And for what it's worth, I strongly disagree that we each have some inherent "right" to being insured, and yes, I suffer severe medical problems. I don't expect my Government to automatically insure all of us who can't afford it. The entire medical care industry in this nation is going to self-destruct because of how it's set up-it's just a matter of time. I have learned to be pro-active with my own health care, done the research, and treated some severe "untreatable" (with mainstream medicine) conditions with fabulous results. When you are motivated, it is amazing to discover the research done in Europe and other countries on plant and other matter in it's whole form. You get the science with no side-effects and no AMA or drug companies to patent/regulate/price it out of reach.

5. Who's Jon Galt?
   October 29th, 2009 at 3:06 am

   If only people could relate what happened to our educational system after the govt installed the Dept of Education to the complete takeover of health care, many eyes would be opened to the dangers.

   And to think… the Dept of Education only meddled in the private markets' affairs on a smaller scale, and look at what it did.

   Obamacare will wreck our economy without a doubt.

6. lobster_freak
   October 29th, 2009 at 11:27 am

   It will be difficult to get insurance for asthma meds now that you have the condition. The best way is to work somewhere with a good group insurance. I realize that may not be possible for you.

   Another alternative is to try Ontario's Trillium program:

   "The Trillium Drug Program (TDP) is intended for Ontario residents who have a valid Ontario Health Card and who have high prescription drug costs in relation to their net household income.

   The TDP provides coverage for prescription drug products listed on the Ontario Drug Benefit Formulary/Comparative Drug Index (Formulary) "

   Hope that helps! link is below …

7. Vol_Fan
   October 29th, 2009 at 1:11 pm

   You can opt for medical services through your county health department (link below) or free clinic (link below). However, kids at that age have so many recommended routine check-ups that it’s best to have a doctor specifically for your baby. I’ve included a link for Insure Kids Now!, a Web site devoted to helping families find affordable health insurance.

   If you want to speak to health insurance agents serving your area and get a wide range of policy information and rate quotes – for free and without obligation – try MostChoice.com. You can find MostChoice here: http://www.mostchoice.com/health-insurance.cfm

   Take care,
   Barnes@MostChoice

8. daisy
   October 31st, 2009 at 4:24 am

   You realize the government only pays 65% for the first six months, right? After that, you're on the hook for the full amount.

   Yes, he could keep the cobra at the "low" rate during the first six months, but then he'd have to pay the full rate, until open enrollment comes around – whenever that is.

9. tobey
   October 31st, 2009 at 2:42 pm

   It will slowly destroy our health care system-just like medicaid