Comments on: How to find cheap auto insurance online

By: magazine

magazine — Sat, 14 Nov 2009 05:38:39 +0000

Good tips, I put them to use and was able to get cheaper rates.

By: spoogo

spoogo — Sat, 14 Nov 2009 03:16:23 +0000

So far as I know, Geiko.

By: stephenl1950

stephenl1950 — Fri, 13 Nov 2009 14:02:56 +0000

It's because of volume and less overhead. Those online services offer the lower price simply because of those reasons. Although It's still better not always to look at just price, but instead look at your coverage for the price. Some of those online insurance places will give you the state's bare minimum coverage. Just FYI.

By: Peter

Peter — Thu, 12 Nov 2009 11:58:03 +0000

By: MANDERS

MANDERS — Thu, 12 Nov 2009 11:43:48 +0000

sorry; all the rates have in fact been increased. make sure you are getting all the discounts you are entitled to (and this can include organizations that get discounts that you may belong to, certain credit unions, veteran's groups, fraternities, etc. )I know you know that cheap is not going to be good, but money IS tight. Call a local agent and get a quote, because little local agents usually broker several companies. Beware of add-ons like towing, accidental death, legal services, and hospitalization which are not part of the auto insurance policy but which will be presented with it "to lower your down payment"

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travel — Thu, 12 Nov 2009 09:53:56 +0000

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By: claretha

claretha — Thu, 12 Nov 2009 01:27:38 +0000

Check out this site, if you want to find the cheapest auto insurance just in one minute,

http://cheap-auto-insurance-usa.blogspot.com/

Here you can get free quotes from different auto insurance companies in your area, its the best way to find an afforable auto insurance with a reliable company.

Best Wishes,

By: jando56

jando56 — Wed, 11 Nov 2009 20:43:03 +0000

Insurance is very individual because it's based on your drivers record, sex, age, and a number of other variables such as location, credit rating and type of vehicle being insured.

By: cheaptequila17

cheaptequila17 — Wed, 11 Nov 2009 20:05:24 +0000

Would you ask for brain surgery on-line?? Why would you want to buy auto insurance on-line??

There is no ONE insurance company that is right for everyone – everyone is rated individually – and all companies have different "likes and dis-likes", different credit tiers, different business models, and many other factors that can vary your rate – and a QUOTE is ONLY a quote until the policy is issued.

Typically, insurance rates will vary from State to State and can even vary by ZIPCODE! It also will depend on the type of car/truck, coverages, limits of liability, and driving record. Some companies run credit scores and MOST run a motor vehicle report and CLUE (Comprehensive Loss Underwriting Exchange) report to see about undisclosed accident involvement.

The best thing to do is call a LOCAL independent agent or broker. Don't go across town, or to some other city – look for someone CLOSE. Just look in the phone book for the PIA or Big I (Trusted Choice) logos and you will find a professional licensed agent that will be able to help you solve your insurance problems, and give you rate comparisons of several different companies.

An independent insurance agent will normally have a dozen different companies and if he cannot help you, he should be networked with other local agents that can.

In my agency, we have companies that do NOT run a credit score and welcome drivers with "less than perfect" driving records and specialize in youthful operators!

Most of the replies on this site say "go to this on-line carrier or that on-line carrier or that 1-800 number" but I'm sure that when you do, you will find some impersonal computer user with a script to work from and you won't be able to talk with the same person every time you have a problem!

Good luck, drive RESPONSIBLY and I hope this helps!

By: hostreview

hostreview — Wed, 11 Nov 2009 03:55:52 +0000

Great tips