Backpacking is a popular method of holidaying, enjoyed by all ages – from students to young professionals.
Whether it be trekking through Thailand, surfing the coasts of Australia or exploring the more spiritual side of India, these trips offer the opportunity to get away from it all and experience other cultures.
But travelling on a budget means that backpackers have an increased risk of crime and suffering some kind of injury abroad – from slips and trips to nips and bites from the local fauna.
It is important to ensure that suitable travel insurance is in place before setting off on such an excursion. Before setting off, travellers should be wary of the costs involved and also ensure they have the correct type of cover for their trip.
There are a number of different cheap travel insurance policies which are specially tailored to meet the needs of backpackers. These policies cover a wide range of factors associated with travelling, and can vary in timescales – ranging from a week to two years.
Backpacker policies can prove to be more affordable than single trip travel insurance policies. It is advisable that potential packers double check the policies and ensure that a number of factors are in place to help cover them through their trip:
- Emergency Medical Cover – helps cover any costs in the event of you requiring medical assistance
- Rescue and Repatriation – helps to cover costs in the event of a medical emergency rescue
- Baggage and Possessions Cover – an essential part of your cover that helps cover costs of valuables should they be lost or stolen during the trip. Check that the policy also covers admin costs should your passport need to be reissued.
- Personal Money – provides compensation cover for any lost cash or travellers’ cheques, although the limit tends to be low
- Personal Liability – legal cover for any accident or injury you might accidentally inflict on another person
- Holiday Cancellation – should you need to cut your trip short early due to unforeseen circumstances, provides compensation for any monies lost as a result
- Travel Delay – helps provide compensation for any money lost due to a delayed departure, although this may only apply after a certain amount of time
A wide range of special cover options can be selected to cater for the needs of a backpacking excursion – including protection to cover extreme sports such as bungee jumping and scuba diving, as well as winter sports such as skiing and snowboarding.
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Help answer the question about cheap travel insurances
Does anyone know any good companies in the UK for backpacker/travel insurance?Hi im going to SE Asia for a couple months and then on to Oz for 12 months. Does anyone know any good/cheap companies that offer decent insurance.
you could purchase travel insurance on multiple travel sites. but i prefer http://www.ytb.com/yonne41
but that's just me u might chose expedia or travelocity.
The less money$$ you spend the better.
lol hope i was of some help =D
AGREED!
dumbass
I did some looking around through the different insurance companies we use as well as the banks.
NRMA came out cheapest. Depending which state you are in have a look at the government car insurance company.
NOW WE WANT TO KNOW THE EU EXPENSES!!!
The accounts of the EU have NEVER been signed off by accountants because even THEY do not believe them!!
How can we vote for the EU when they vote to keep their expenses secret!!
PORK BELLY POLITICS. We the people count for nothing. we are simply the proletariat.
MORE PLEBS PLEASE!
Go with a stable and proven company. I've been using travelex for a decade now. You wont find a better policyt value out there. http://www.travelex-insurance.com/index.asp?location=07-0018
Beach or no beach you must always carry this card with you You can have it in your wallet.
The wallet must be carried wherever you go,
Otherwise,how would you buy your icecream babylonrevival?? lol :p
Awesome!!!
Try this link for a free quote, I use travelEx, its reasonable but certainly a great value.
http://www.travelex-insurance.com/index.asp?location=07-0018
Try Squaremouth.
It's a comparison site that strips away products that are not available to you and allows a sort by price option.
It should be easy to find the right travel insurance product. It also shows you which plans provide pre-existing medical cover.
US Residents:
http://www.squaremouth.co.uk
I just wear Alex Chiu’s immortality rings and H have no health problems what so ever. No health insurance needed.
I have been using travelex for awhile now. (10 Years) Get a free quote here: http://www.travelex-insurance.com/index.asp?location=07-0018
You cannot impose one set of rules and customs for hundreds of different cultures,ethnic groups and peoples.Empires never last..
Laser etching on forehead. LoL, or chip implant
I support nocard policy. But, even in EU where all countries have social medicine or universal, as americans call it, not everyone has even that social insurance. To get it, you must have a job, be student, be inlisted in the jobless office (or how its called) Anyway. Till there is no unified system, and agreement that my beloooved Lithuania gona pay for my treated broken leg in Austrian fees, the only way is the card. But i HOPE it is temporary.
grow up.
Annual is only if you intend to travel often in the space of a year. If you are only doing two trips it may be more cost effective to just get two policies.
I have been using travelex for many years. You can get a free quote here:
http://www.travelex-insurance.com/index.asp?location=07-0018
I can�t really tell you who but I can show you where. If you want to know all about cheap family holiday travel insurance I suggest you go to http://www.affordablefamilytravel.info/cheap-family-holiday-insurance-travel and learn all about it there.